Free Tax Tool

Virginia Real Estate Sale Tax Calculator

This calculator estimates federal capital gains tax, depreciation-related tax, the 3.8% Net Investment Income Tax, and Virginia income tax. It is designed for planning before closing, not for preparing the final return. Selling a home, rental, or farm in Virginia? Read our guide to capital gains tax on a Virginia property sale.
1. Filing status and income before the sale
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Use taxable income after deductions, before the property sale.

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Used only for the 3.8% NIIT estimate.

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Leave as your best estimate. Virginia tax is estimated incrementally.

2. Sale price and basis
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Broker commissions, transfer taxes, and other selling expenses.

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Usually purchase price. For inherited property, use date-of-death value if the step-up applies. For gifted property, use carryover basis.

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Major improvements, not routine repairs.

3. Home-sale exclusion, business use, and deferral

Section 121 is the federal primary residence exclusion: up to $250,000 of gain for single filers or $500,000 for married filing jointly if the ownership and use tests are met. Depreciation after May 6, 1997 generally cannot be excluded.

Select “Yes” for rental property, investment real estate, farms, home-office depreciation, business-use real estate, farm equipment, or mixed-use sales.

Fill in all the sale details to see your tax estimate.
✓ Unlocked — your results are saved. Keep adjusting any input; everything updates live and stays unlocked.

Gain calculation

Amount realized after selling costs$0
Adjusted basis after improvements and depreciation$0
Total gain before exclusions$0
Primary residence exclusion used$0
1031 gain deferred$0
Taxable gain recognized this year$0

Tax estimate by layer

Federal ordinary / short-term tax$0
Federal unrecaptured Section 1250 tax$0
Federal long-term capital gains tax$0
3.8% NIIT estimate$0
Virginia income tax estimate$0

Taxable gain breakdown

Ordinary recapture
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Section 1250
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Regular gain
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Planning flags

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Important: This is a simplified 2026 planning estimator. It does not prepare Form 8949, Schedule D, Form 4797, a Virginia nonresident allocation, a 1031 exchange computation, installment-sale reporting, passive activity analysis, AMT, local taxes, debt payoff, or depreciation schedules.

Federal long-term capital gain brackets, ordinary tax brackets, NIIT thresholds, and Virginia income tax rates are hardcoded for 2026. Unrecaptured Section 1250 gain is estimated at 25%, even though actual tax can be lower in some lower-income situations. Results should be reviewed before relying on them.